We focus on the questions you need answered, so you can focus on the things that matter most. Whole-of-market mortgage, investment, pension, and estate planning tailored to your life.
Whether you are expanding a business, building an investment portfolio, securing your family’s home, or starting your career, our advisory frameworks are custom built for your circumstances.
“Quality is the best business plan.”
Commercial premises acquisition, equipment finance, director pension tax efficiencies, and key person protection to preserve corporate continuity.
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“Every step of your property journey.”
First-time buy-to-let, portfolio capital raising, limited company (SPV) mortgage structures, rental yield stress testing, and inheritance tax planning.
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“Family is at the heart of all we do.”
Family home purchases, remortgaging, income protection safety nets, children’s JISAs and Junior SIPPs, Wills, and intergenerational inheritance tax planning.
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“Never too early to plan your future.”
Stepping onto the property ladder, debt management, early Stocks & Shares ISAs, pension compounding, and income protection against sudden illness.
View SolutionsWith full whole-of-market access, we are not tied to specific lenders or product providers. Explore our 12 core advisory disciplines designed to protect and compound your wealth.
First-time buyers, home movers, and remortgaging. We scan hundreds of lenders to secure competitive rates, flexible borrowing terms, and let-to-buy strategies.
Strategic finance for property investors. Navigating rental coverage calculations, portfolio refinancing, and limited company SPV mortgage structures.
Commercial mortgages, secured and unsecured business loans, plus asset finance for plant machinery, vehicles, and technology acquisitions.
Contingency planning for key person death or illness, shareholder/partnership cross-option protection, and commercial debt loan cover.
Robust income protection, critical illness cover, and family life insurance to shield households against loss of income during medical crises.
Long-term accumulation for a 25–30+ year retirement. Personal pensions, SIPPs, director pension optimization, cash flow modelling, and Junior SIPPs.
Ethical, risk-rated portfolios across ISAs, General Investment Accounts, and specialist tax-efficient schemes including EIS, VCT, and BPR.
Inheritance Tax (IHT) mitigation and generational wealth transfer. Ensuring your assets pass seamlessly to chosen heirs rather than HM Revenue & Customs.
Drafting legally valid single and mirror Wills in partnership with the Society of Will Writers (SWW). Appointing guardians for children and protecting assets.
Appointing trusted legal proxies to act in your best interests if you ever experience physical or mental incapacitation.
Lifetime mortgages and home reversion plans for homeowners aged 55 and over to unlock property equity without leaving their family home.
Rapid access to specialist medical consultations, diagnostic scans, and treatments, bypassing public hospital waiting lists.
Founded in 2008 by Lina Bourdon, City & Country Financial Services began as a sole mortgage practice and has grown into a prestigious City of London consultancy. Holding Chartered status with the London Institute of Banking & Finance (LIBF) — the financial industry’s golden standard — Lina leads a firm strictly dedicated to client welfare and continuous professional learning.
We firmly reject aggressive sales tactics. Instead, every client relationship is built on deep listening, transparent fee disclosure, and whole-of-market solutions.
Real experiences from homeowners, investors, and families across the United Kingdom.
“Reliable, highly efficient, and dedicated service with exceptional results. The team guided us with utter clarity and ensured our mortgage was approved without delay.”
“Proactive, approachable, and truly reassuring during our recent home purchase. They took away all the stress of dealing with underwriters and lenders.”
“Years of trusted guidance through complex mortgages, financial restructuring, and Will writing. CCFS is the first firm I turn to whenever we make a major life decision.”